With 16 years of industry experience, Scott O’Bryan started Affordable Health Insurance in 2006. O’Bryan initially focused on serving seniors, but has expanded and grown over the years to offer a variety of insurance options.
O’Bryan started his career at Prudential and Andy Anderson Insurance before joining forces with his sister Alice Crabtree to form Affordable Care. Crabtree chose to retire during the pandemic and sold some of her stake in the company to her grandson Cody Stone.
Stone graduated from high school in 2013 and started working at the agency in 2014. With nearly a decade of experience, he says he can’t imagine doing anything else.
“We take the time to compare plans and determine the best option for each,” Stone said. “We can navigate individual policies, help people using KYNECT, and guide individuals approaching retirement age. We just want to help people get on the right path.”
One of the agency’s specialties is selling Medicare products, and because they’re an independent agency, they can offer quote plans through multiple providers.
O’Bryan said the group has been lucky to be referred due to the support of the local community.
“Some people in the community will refer to us — that’s how we work,” he said. “I’ve been ‘Wow Owensboro.'” It’s a great place to raise a family and run a business. ”
O’Bryan, who served on the board of the then-Elizabeth Mundy Community Center for several terms, was also happy to live just three minutes from his office. Representatives would often come to work from Indiana, Ohio and elsewhere, and always praise their love for Owensboro, he said.
Other services from Affordable Care include life, dental, vision, travel and long-term care insurance, annuities and medical insurance. To learn more or to get a free quote, visit affordablecareinsuranceky.com.
Stone’s mother, Terry, also works for the agency, making it the ultimate family business, and that’s just the way they like it.
“It’s a family business in every way,” Stone said. “We treat our clients like family and always do what’s right on their behalf.”
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To learn more about becoming a Chamber Member of the Week or to inquire about Chamber membership, please contact Chamber Vice President Shelly Nichols at 270-926-1860 or [email protected]